Loans

Finance Your Next Move.

From salary advances to working capital — fast, flexible loans with free Credit Life Insurance.

SMF Payroll Loan

For Ghana Government workers (CAGD)

For Ghana Government workers paid through the Controller and Accountant General's Department.

For employees of private organisations

Designed for employees of private organisations whose employers agree to deduct repayments from source.

Short-term for private-sector salaried workers

Short-term loan for salaried workers in private institutions. Multiple repayment options.

Repay via Direct Deposit, MoMo, USSD, Bank Transfer, Standing Order or Postdated Cheque
Flexible repayment
Quick approval
Personal guarantor required
Free Credit Life Insurance

Working capital for SMEs & traders

Working capital loans for SMEs, traders, importers and merchants.

Exclusive for Susu & Savings holders

Available for Susu and Savings account holders.