Shield Microfinance

Savings

Save with a Partner You Can Trust.

Three flexible savings products designed to grow with you — backed by deposit insurance.

SMF Susu

Save a fixed amount regularly toward your financial goals through an assigned mobile banker or USSD.

  • SMS transaction alerts
  • Savings passbook
  • Assigned mobile banker
  • Access to discounted loans
Min. opening
GHS 10
Open

SMF Savings Account

Flexible savings for school fees, rent, medical bills, business growth and other personal goals.

  • Competitive interest
  • SMS notifications
  • Periodic account statements
  • Assigned mobile banker
  • Loan access
Min. opening
GHS 10
Open

SMF Fixed Deposit

Invest a lump sum and earn attractive returns over fixed periods (30 / 91 / 182 / 364 days).

  • Investment Certificate
  • Competitive interest rates
  • Above Treasury Bill returns
  • Deposits insured (GDPC)
Min. opening
GHS 500
Open

Fixed Deposit Tenors

Choose the tenor that fits your plan.

30 Days
Above TBill returns
91 Days
Above TBill returns
182 Days
Above TBill returns
364 Days
Above TBill returns